A card the coin
has to earn.

Creator fees become income. Consistent income builds a public credit history. Better history unlocks a larger modelled limit.

Click to inspect

Designed for everyday life

The card belongs
in a wallet.

The interface is designed around a familiar payment moment: one card, one limit and a clear record behind every transaction.

684 Current model score $2,400 Modelled limit Monthly Public statement

9:41● ●●

Wallet

BLACK CARD•••• 0001

BLACK BUREAU$18.40

BLACK CARD•••• 0001

Double Click to Pay

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How it works

Every creator-fee claim enters the public ledger with a timestamp and settlement value.

Income consistency, reserves, holder tenure, volatility and distribution update one score.

A higher score increases the reserve multiplier. No reserve means no spending power.

Public statement

Nothing is hidden behind an “AI decision.” The statement shows what arrived, what moved into reserve and what changed the score.

BLACK CARDStatement · Model 000

684

Available model limit$2,400.00

Creator fee income+$184.20

Reserve allocation−$55.26

Statement payment−$72.00

Illustrative pre-launch statement. Not live transactions.